Enter what landed in your bank in INR. See what is taxable, the GST position, and your tax.
Income-tax Act, 2025
Upwork, Fiverr, AdSense, Payoneer, Wise, direct wires. Use what actually hit your bank.
Platform fees not already deducted, software, laptop, internet…
Income tax for TY 2026-27
GST position
Turnover ₹15 lakh vs threshold ₹20 lakh: not required yet. Export of services is zero-rated (s.16 IGST Act). It still counts in aggregate turnover for the threshold. Exporters usually file an LUT to export without paying IGST.
Foreign Income CA Report₹199
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Quick answer
If you're an Indian resident, income from foreign clients and platforms is taxable in India like any other business or professional income, at the INR amount that lands in your bank. Platform fees and conversion charges are business expenses (or covered by the 50% presumptive rule). For GST, it's usually an export of services: zero-rated, but it counts towards the ₹20 lakh registration threshold.
Enter the INR amount credited to your bank for the year. That's the simplest, most defensible number, already net of conversion.
Add platform fees and other costs if you keep books, or switch to presumptive taxation (50%) if you qualify.
We compute your tax under both regimes and show what's still payable, since foreign clients don't deduct Indian TDS.
We also check your GST position, because export income counts towards the threshold.
₹25 lakh received from Upwork and US clients, ₹2.5 lakh expenses
Tax for the year: about ₹2,73,000, payable through advance tax.
Tax on AdSense, brand deals and freelance income under old and new regimes.
Open toolDo you need GST? Threshold by state, foreign clients and export of services.
Open tool50% presumptive income vs actual expenses, with an eligibility check.
Open toolLast reviewed:
Money Desk
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